Banco PAN Card Interface Integration & OpenFinance / OpenData

Standard Deliverables

• OpenAPI / Swagger complete interface specifications
• Protocol and authorization flow analysis (OAuth2 / Token / Webhook signatures)
• runnable backend code (Node.js / Python) with SDK samples
• End-to-end automated tests and invite Postman collection
• Compliance and privacy recommendations (data minimization, logs, consent records)

Sample: Card Statement Query (pseudo code)

POST /api/v1/pan/statements
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{"card_id":"PAN-XXXXXXXX","from_date":"2025-10-01","to_date":"2025-10-31","format":"excel|json"}

Response 200 OK
{"status":"OK","period":{"from":"2025-10-01","to":"2025-10-31"},"transactions":[{"id":"TXN0001","date":"2025-10-02","amount":-120.50,"merchant":"SUPERMERCADO","status":"SETTLED"}],"download":"/files/pan-statement-2025-10.xlsx"}

Key Integration Scenarios

Account syncing to enterprise finance systems, card event management (freeze/activate/limits), transaction streams export, real-time notifications and Webhook delivery, PSD2-like authorization chains.

API Integration Guide (Quick Start)

1. Provide target App name and package name (e.g., Banco PAN Mobile App, package=...)
2. List required capabilities: statement export, card control, PIX installment, etc.
3. Provide test accounts or authorization flow explanation (if real user data is needed, consent or a sandbox environment is required).
4. Clarify compliance/regulatory requirements (e.g., relevant local or international rules) and NDA necessity.
5. Deliverables: protocol analysis → prototype API → validation tests → full documentation and source code (optionally deployment support).

Sample: Credit Card Payment (Curl pseudo-example)

# Initiate a repayment request (pseudo-example)
curl -X POST 'https://api.your-backend.example/v1/pan/payments' \
  -H 'Authorization: Bearer ' \
  -H 'Content-Type: application/json' \
  -d '{
    "card_id":"PAN-XXXXXXXX",
    "amount": 12500.00,
    "payment_method":"netbanking|debit_card|upi",
    "notify_url":"https://your.app/webhook/payment-callback"
  }'

# Response includes payment status and reference number

About Us

We are a technology studio focused on App protocol analysis and compliant API integration. Our team combines banking, payments and cloud-native expertise to deliver production-ready interfaces and documentation for global clients.

• Supports Android & iOS protocol analysis and API rewrites
• OpenAPI, sample code, tests and deployment guides
• Compliance-first: privacy, logs and consent documentation
• Transparent pricing: starting at $300, pay upon acceptance

Contact

Ready to start? Submit your target App name and integration requirements through our contact page:

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